Working with a young man on a financial planning project, he asked me, "What do you do now that you are retired?" My response was that I had no idea of what I do, but I need to find a job so I can get a day off.
The interesting thing about retirement is that it is not what you think it will be. Sure, for awhile, you may do what you want to, but circumstances change that. For example, we used to live about an hour and a half drive from my in-laws. Now, it’s twice that. We used to live in a house that required little to no maintenance. I designed it that way. Now, if I were so inclined, I could spend all day, every day working on this old house. My best guess is that if I did want to do all the things that need to be done, I would have to live to be the oldest man in the world to finish. Then, I’d just have to start over.
The company where I retired, has retirement seminars for those at or near that "magic" age. They tell them all the things they should know about pensions, insurance, social security and all that stuff. What they don’t tell them is that if they are in good health, like what they do, and enjoy most days, they should not retire. So, my advice to those thinking about retiring is, don’t do it unless you have to.
Besides, if you die on the job, the company may pick up some of your final expenses.
PMO
©2013
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